It’s important to be familiar with the basic principles of unoccupied property insurance and its associated issues.
Defining unoccupied property
Whether you are a landlord or owner-occupier, your property insurance will typically only cover your property for limited periods when it is unoccupied.
The exact period over which such cover will apply is normally defined in terms of a maximum number of consecutive days when nobody is living in the property. Although this may vary between policies, the maximum number of days is ...Continue Reading →